John Husten | Loan Officer, AVP
NMLS ID#: 386280
1255 E. Grand AvenueArroyo Grande, CA 93420
Read about John Husten
John Husten has been a mortgage loan officer on the Central Coast for over 20 years. John moved to San Luis Obispo in 1971 to attend Cal Poly. He returned to Cal Poly in 1986 and earned a Master’s in Business Administration. John has put his experience and education to work serving clients both locally and statewide to achieve home ownership or to save money on their current home. He is dedicated to providing excellent service and best available pricing to all clients. John has been involved in government loan programs for his entire career and is well acquainted with VA loans and FHA loans along with conventional lending.
Christie Gaitan | Loan Officer, AVP
NMLS ID#: 688494
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Bob Weber | Loan Officer, VP
NMLS ID#: 614329
300 E. Esplanade Drive, Ste. 105Oxnard, CA 93036
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Sarah Atkinson | Loan Officer, AVP
NMLS ID#: 851124
9900 El Camino RealAtascadero, CA 93422
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Yvette Lounsbury | Loan Officer, AVP
NMLS ID#: 633114
1035 State StreetSanta Barbara, CA 93101
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Fred Bond | Division Manager, SVP
NMLS ID#: 655548
1503 Froom Ranch WaySan Luis Obispo, CA 93405
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At Heritage Oaks Bank we bring a special kind of financing relationship reminiscent of the old days when loans were processed, underwritten and funded locally. This financing model allows Heritage Oaks Bank to give the kind of excellent customer service that today's market requires.
Kathleen Corey | Loan Officer, AVP
NMLS ID#: 704128
Cell Phone: 805-235-3749
1135 Santa Rosa StreetSan Luis Obispo, CA 93401
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Kathleen and her family have lived in San Luis Obispo since 1999.
Bob Davis | Loan Officer, AVP
NMLS ID#: 249185
Cell Phone: 805-340-1822
300 E. Esplanade Drive, Suite 105Oxnard, CA 93036
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Bob and his wife, Mary, join in many volunteer pursuits, including an International Students group, Teen Reach Adventure Camp and Royal Family Kids Camp. Santa Claus has a familiar face in ACTIONS's annual Christmas Shoppe, too!
Bob is committed to making his clients mortgage process as smooth and seamless as possible and brings his decades of know-how to each family's loan application to accomplish just that.
Maggie Koepsell | Loan Officer, VP
NMLS ID#: 704130
Cell Phone: 805-674-6653
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Lynette LePoidevin | Loan Officer, AVP
NMLS ID#: 614326
Cell Phone: 805-315-5940
1255 Las Tablas, Suite 101Templeton, CA 93465
Read about Lynette LePoidevin
Lynette and her family moved to northern San Luis Obispo County in 1984. She is familiar with our unique mix of properties in rural ranches, hobby farms and conforming homes. She will find the perfect mortgage loan to fit your property type.
Tom Lewis | Loan Officer, AVP
NMLS ID#: 704131
Cell Phone: 805-795-1090
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Maria Lyon | Loan Officer, AVP
NMLS ID#: 370362
Cell Phone: 805-714-2444
400 South River RoadPaso Robles, CA 93446
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Craig Marlo | Loan Officer, AVP
NMLS ID#: 272758
Cell Phone: 805-909-0337
2255 Main StreetCambria, CA 93428
Read about Craig Marlo
He is an active member of his community and believes strongly in giving back through service and time through organizations who impact the quality of life for its citizens.
Greg Olivas | Loan Officer, AVP
NMLS ID#: 387159
Cell Phone: 805-710-2500
Read about Greg Olivas
Greg has experience in all aspects of the mortgage business, from loan processing to management and sales. His philosophy is to do the right thing for the customer every time, thereby ensuring each transaction is smooth and hassle free.
Born in Santa Cruz California, Greg moved to the Central Coast in 1996 and obtained his mortgage sales license in 1998, and a mortgage broker license in 2008. Because Greg understands that the best compliment he can receive is a customer referral, he is committed to giving the best service possible during each and every transaction.
Kathy Rogers | Loan Officer, AVP
NMLS ID#: 283518
Cell Phone: 805-459-9911
545 12th StreetPaso Robles, CA 93446
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Kathy has been a resident of Santa Margarita since 1994 and maintains an active presence in her community through her involvement in organizations such as the local Association of Realtors, 4-H and Girl Scouts.
Rick Wilson | Loan Officer, AVP
NMLS ID#: 704134
Cell Phone: 805-455-2629
Read about Rick Wilson
With knowledge of purchases, refinances and FHA loans, Rick can help advise and provide the level of customer service you would expect from a mortgage consultant with this level of expertise.
He is a graduate of Cal Poly and enjoys participating in professional organizations, as well as community organizations.
Edna Young | Loan Officer, AVP
NMLS ID#: 614330
Cell Phone: 805-315-5075
2339 South BroadwaySanta Maria, CA 93454
Read about Edna Young
Edna demonstrates a high level of customer service and professionalism when taking care of the clients. She is eager to help homebuyers as well as saving moving for those refinancing. She wants the experience to be pleasant and to achieve their desired goals.